11 ways to pay for a Midwife at Birth & Biodynamic Midwifery LLC
I’m often asked how people can afford to have a midwife. Please understand that home birth charges are quite small in comparison to a hospital birth. However, I do understand that it does not come without sacrifice for some families.
Here are a couple of families afford to have a home birth.
Some financial options to consider:
1.) BIRTH & BIODYNAMIC MIDWIFERY OFFERS individualized, Prenatal, birth and postpartum care that is at least half of the cost of out of pocket expenses for hospital providers. Don’t be fooled thinking that health insurance is going to pay for your maternity care. Most
2.) HEALTH SPENDING ACCOUNTS (HSA and FSA) ARE ACCEPTED.
3.) PRIVATE INSURANCE BILLING IS PROVIDED BY SLB BILLING, if you are interested in pursuing reimbursement from your health insurance Company I can set you up with my billing company who will help you get reimbursement after your midwifery care is complete. This still requires all midwifery fees to be paid out of pocket but with the ability to get some or all of the fees returned to you from your health insurance company. You can go to this webpage to to initiate a Verification of Benefits today by filling out the client information form https://www.slb-billing.com/services.html
4.) VIRGINIA MEDICAID WILL PAY FOR A HOME BIRTH! WE ARE ACCEPTED MEDICAID PROVIDERS!
5.) MEDICAL COST SHARING COMPANIES like Samaritan Ministries www.samaritanministries.org , Christian Healthcare Ministries www.chministries.org , and Liberty Health Share www.libertyhealthshare.org are happy when their clients choose home birth and fully support the choice.
6.) MEDLOAN is also available to help finance your home birth: www.medloanfinance.com
7.) SAVINGS – I’m often contacted from mothers after their first baby about what home birth is like. Often families discover that a hospital birth was not a good fit for them. If you are looking into home birth and it’s something that you believe is a possibility for your future, I would suggest starting a savings account now for future babies.
8.) GIFTS – Some families ask for home birth midwifery care as their gift from families and friends. When you get pregnant everybody wants to give you all the things that they think are perfect and right for you. If midwifery care is what you want, put that on the registry! If you are having a baby shower, gender reveal, or other type party (whether virtual or in person) contact me and I’ll be happy to give info on how your family and friends can add money to your midwifery account.
9.) CROWDFUNDING – Crowdfunding sites have become a social media beast. We spend so much time on social media connecting with family, friends, and even meeting new friends. I have seen a rise in people using platforms like Go Fund Me to raise funds for their own personal medical care. I recently actually saw a family who raised funds for their midwifery care and were able to get everything they needed plus a little extra for a car seat. Sometimes you have to be a bit creative to determine how to afford the care you really want.
10.) CREDIT CARDS – You might also look into paying for your midwifery care with a credit card or a personal bank loan. Just be careful about signing up for something with a high interest rate. Opening a low-interest account or taking advantage of a special is how some families pay for their home birth. Sometimes opening a new credit card will give you a special cash back offer so be on the lookout for those deals!
11.) DECLUTTER – At some point, we all find ourselves with too much of one thing or not enough of something else. Some families find it effective to raise money for their home birth by getting rid of things that they no longer need, use, can’t fit, or forgot they had around the house. Consider a yard sale, putting things on Craigslist, or utilizing Buy-Sell-Trade pages. This is a great way to make some extra funds to pay for your upcoming home birth and it helps make room for baby!
No matter how you decide to pay for your Midwifery care, you will see that it does take a little planning. Start early to figure out how you will be able to pay for the care that you and your baby both deserve. For my clients, I also offer payment plans that can be spaced throughout your pregnancy so that you can start receiving midwifery care right away.
Contact me today to schedule a complimentary consultation to learn more about Midwifery Care